When thinking about relocation or long-term travel, housing costs are often the biggest concern. But there are 13 nations where your housing budget goes surprisingly far. These places combine low living expenses with access to comfortable, well-located homes, sometimes even in spots that feel like a getaway. Whether it’s a modern apartment in a bustling city or a spacious house near the coast, your money stretches further than expected in these destinations.
What sets them apart isn’t just affordability, it’s value. Lower costs don’t mean giving up quality or convenience. In fact, many of these countries offer access to public transportation, fresh markets, and natural beauty, all at a fraction of the price you'd pay elsewhere. So if housing costs are holding back your travel goals or relocation plans, now’s the time to take a closer look at where your budget might go further than you thought.
Portugal
Portugal continues to attract global residents for good reason, housing costs remain lower than most of Western Europe without sacrificing infrastructure or scenery. Even in cities like Lisbon or Porto, you can find one-bedroom apartments for less than what you'd spend in similar-sized cities in France or Germany. Head to smaller towns like Coimbra, Braga, or Évora, and your rent may drop to $500 or less, often in walkable neighborhoods with local markets and train access. Homeownership is also within reach, with old stone houses and renovated flats listed far below Western price tags, especially outside of coastal resort zones.
Mexico
Mexico draws budget-conscious expats, retirees, and remote workers thanks to its mix of affordability, walkable neighborhoods, and diverse housing stock. In inland cities like Mérida, Oaxaca, and San Miguel de Allende, rents for charming homes or furnished apartments often stay under $600. Many properties come with courtyards, terraces, or local touches like tilework and arched windows. Utility bills are low, and maintenance is affordable due to local labor costs. Whether you’re in a colonial city, beach town, or mountain village, it’s possible to live comfortably while sticking to a modest monthly budget, and still access fresh markets and public transport.
Vietnam
Vietnam combines low housing costs with urban conveniences, especially in fast-growing cities like Hanoi, Da Nang, and Ho Chi Minh City. Modern one-bedroom apartments in central neighborhoods rent for as little as $300, often with furniture, internet, and cleaning included. Expats and digital workers tend to cluster in walkable districts with cafés, coworking spaces, and public parks. Even larger condos or homes rarely cross the $1,000 mark unless in luxury developments. Utilities, security, and upkeep are inexpensive. For long-term residents, Vietnam delivers space and amenities that would cost three or four times as much in major U.S. or European cities.
Colombia
Colombia’s cities mix affordability with energy and growing infrastructure. Medellín in particular stands out, with its year-round spring-like weather and excellent metro system. Apartments in safe, centrally located neighborhoods like Laureles, Envigado, or El Poblado often rent for $400–800 per month, depending on size and amenities. Many units have balconies, mountain views, and modern finishes. Internet and utilities are fast and cheap. Outside of Medellín, cities like Bucaramanga or Armenia offer even lower costs. Whether renting or buying, residents are often surprised by how far their housing budget goes, without compromising access to restaurants, shops, and public transport.
Bulgaria
Bulgaria is one of the least expensive countries in the European Union when it comes to housing. In cities like Sofia and Plovdiv, monthly rent for a modern apartment often ranges from $300 to $600. Go further into the countryside, and you’ll find entire homes priced as low as $25,000, many needing work, but structurally sound. Property taxes are minimal, and utilities rarely break the bank. For remote workers or retirees seeking an affordable base in Europe with mountain views, sea access, and local culture, Bulgaria makes a strong case without draining your savings or sacrificing day-to-day convenience.
Philippines
Across the Philippines, long-term housing can be found at budget-friendly prices, especially outside of Metro Manila. Cities like Dumaguete, Bacolod, and Iloilo offer one- or two-bedroom rentals under $400, often within walking distance of cafes, markets, and waterfront areas. Utilities, internet, and security costs remain low, and many rentals include basic furnishings. Expats often choose coastal communities or university towns with a relaxed pace and English-speaking locals. Condos and apartments are common, but it’s also easy to find standalone homes with gardens or patios. Whether you’re based near beaches or in a smaller inland city, living costs remain consistently manageable.
Georgia (the country)
Tbilisi, Georgia’s capital, has become a favorite among digital workers and long-stay travelers due to its affordable rent, visa-free access, and historic architecture. A furnished one-bedroom in the city center can go for $400 or less, often with balconies and views of the old town. Utilities and internet rarely exceed $100/month, and many buildings have been updated with modern interiors. Neighborhoods like Vera and Sololaki balance walkability with charm, while Batumi on the coast draws those who want sea air with similar prices. Georgia’s open-door visa policy allows many to stay long term without added bureaucracy, making housing stability more accessible.
Turkey
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Turkey balances old-world character with housing affordability, especially outside of Istanbul. In cities like Izmir, Antalya, and Fethiye, it's possible to rent a modern flat near the sea for $300–600 per month. Many apartments include terraces, high ceilings, and proximity to markets or the waterfront. In smaller towns, prices dip even lower. Property taxes are low, and homeownership is open to most foreign nationals. Utility bills vary by region but remain low compared to Western standards. With a mix of coastal, mountainous, and city settings to choose from, Turkey continues to draw retirees, remote professionals, and second-home seekers looking for value.
Thailand
Thailand’s housing prices continue to attract remote workers and retirees alike. In Chiang Mai, expats can rent a furnished studio or one-bedroom for as little as $250–400, often inside a condo complex with access to a pool, gym, and security staff. Bangkok’s prices run higher but still offer solid value in central locations. Beach towns like Hua Hin and Krabi have long-term rentals walking distance to the coast, typically ranging from $400–700. Monthly utility bills are low, and maintenance is often handled through building management. With flexible lease terms and a variety of layouts, Thailand supports both short and extended stays.
Romania
Romania’s housing market remains one of the most accessible in Europe. In cities like Cluj-Napoca, Iași, or Timișoara, modern apartments can be rented for $350–500, often in walkable areas near parks, universities, and markets. In rural Transylvanian towns or along the Carpathian foothills, you’ll find multi-bedroom homes at prices that rival monthly rent in major Western cities. Property taxes are low, and utility bills remain modest year-round. While Bucharest can be more expensive, it still stays well below the European average. Whether you’re drawn to medieval charm, forested landscapes, or urban living, Romania makes long-term housing feel far more reachable.
Ecuador
Ecuador’s housing costs continue to draw expats and budget travelers looking for a high quality of life on a modest income. In cities like Cuenca, Loja, or Vilcabamba, furnished apartments often rent for $350–600 per month, many located near plazas, shops, or riverside walking paths. Utility bills are minimal due to the country’s temperate climate in highland areas, where neither heating nor air conditioning is needed year-round. Property prices remain stable, and foreigners face few restrictions when buying. Many homes feature patios, terraces, or mountain views. The combination of low monthly costs and manageable upkeep makes Ecuador a practical long-term base in South America.
Morocco
In Morocco, cities like Tangier, Essaouira, and Fez offer rental apartments that mix French and Moorish design at prices well below European standards. A two-bedroom flat in a central district might rent for $300–500, sometimes less in outlying areas. Many homes include tiled courtyards, arched doorways, and rooftop terraces. Utility costs and property taxes remain low, and day-to-day living expenses support a modest lifestyle. In cities like Marrakech, traditional riads tucked inside the medina can be rented or purchased at prices lower than expected, though some may need repairs. Morocco’s architecture, light, and walkable neighborhoods add depth to everyday routines.
Nicaragua
Nicaragua is among the most affordable countries in Central America for housing. Colonial towns like Granada and León feature colorful facades, tree-shaded courtyards, and tile-roofed homes, many available to rent for under $600 per month. Beach towns such as San Juan del Sur offer simple bungalows or furnished apartments with ocean views at similar rates. Property ownership is allowed for foreigners, and prices remain far below regional hotspots. Monthly expenses for utilities, internet, and maintenance are generally low, even in tourist-friendly areas. Despite infrastructure challenges in some regions, Nicaragua remains a popular pick for travelers seeking value in a tropical setting.
Big Living, Smaller Price Tag
Finding a place to live that balances comfort and cost isn’t easy, but it’s far from impossible. These 13 nations where your housing budget goes surprisingly far prove that affordable living doesn’t have to mean cramped spaces or far-flung locations. From vibrant cities to peaceful towns, these countries give more for less when it comes to rent, utilities, and space.
For remote workers, retirees, or anyone seeking a change of scenery, these destinations open the door to a lifestyle that’s both accessible and sustainable. It’s not just about saving money—it’s about finding places where everyday living feels more relaxed, less pressured, and within reach. If high housing costs are holding you back, these countries could be the reset you’ve been waiting for.
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